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Do you verify checks
for us?
All checks entered are screened by multiple
national Green
check databases for positive or negative account
information,
as well as check level status. We verify if the account
exists, is closed, currently in a NSF status, or has other
high risk issues. We also check a national database of check
writers to ensure your client is not bouncing checks all
over the place, or that they do not have unpaid NSF fees
with companies and banks.
Green does not
just give a blanket yes or no answer when processing a
check. If the check is a maybe we will provide you with the
reasons why there is a risk and ask you whether or not you
wish to proceed with the check process.
Green is the only processor of our kind
to offer this yes, no, or maybe setup on your behalf. This
allows you to decide, based on the risk at hand, or to
charge clients you know may have past issues, but are
currently in good standing with your company. This is huge
when 99.9% of the processors on the market simply say no,
when you know it is going to clear. We leave the choice up
to you. And you can even override a no answer if you feel
lucky.
Is This Legal?
Check By Phone is offered by
nearly all of the fortune 500 companies and has been for
over ten years now. All you have to do is call a few credit
card, utility companies, or government agencies to find out
most of them accept check by phone without a signature. We
use a time tested system to get you your money fast. And
YES, it is within the law for you to accept Check By Phone
from your clients.
Can I Trust You With My
Checking Account?
We are a real corporation. Look us up (Green By Phone, Inc. in the state of Georgia) at http://sos.georgia.gov. We use
security encrypted servers to process the data you enter, as
well as Microsoft security encryption on all of our
software, a fully secured state of the art data center
including 24-hour live monitoring. We take your information
VERY SERIOUS. No unauthorized person is going to get their
hands on your data. PERIOD.
If you are worried about giving a new service your checking
account information you can ask your bank for a second
checking account. Most banks will do this free of charge. If
you are worried about our service we understand. There is
plenty of fraud going around to ask questions of any new
company you come across. You can setup and use this new
account with your bank to test us out and see if we work for
you. Then you can change the deposit account at any time you
wish, or keep the new account just for our services.
How Fast Will the
Check/s Hit My Bank Account?
We are the only processor of our kind that offers SAME
DAY DEPOSITS to most major major banks. If you do not have an account
at one of our Same Day Deposit institutions the average time
from receipt of information to the actual deposit showing on
your account is 1-5 banking days. All drafts received before 10am (Eastern
Time Zone) Monday through Friday are processed same day. All
drafts received after 10am ET are processed the next
banking day. Friday after 10am ET will be processed with
the Monday morning batch, which is considered Monday before
10am ET.
Can I Process Any
Amount?
We can process drafts of any amount up to
$25,000.00 in U.S. funds.
Can I Convert a Real
Check?
Yes, you can convert a check you have received
by fax or mail into an electronic check. With gas prices so high and time
so short many companies are turning to
Green to
electronically process their checks they receive every day.
It saves time, money, and precious natural resources.
If I Receive a Check in
the Mail Can I Change the Name on the Check and Process it?
No. It is not legal to change the name on a check
that was mailed to you. It does not matter for what purpose.
You may contact your client and ask them to mail or fax a
new copy to you, and then you can turn it into an electronic
debit.
How Do You Protect Us
Against Fraud?
Green uses state
of the art technology and old-age practices to keep your information
safe. Our site is secure and uses modern encryption to process every
entry. We take every precaution to make sure that your information
remains secure. However, we can not guarantee that someone on your
end will not take advantage of you. Make sure that all of your
information is kept secure, like checkbooks and access to sensitive
company data. Make sure that only trusted family members and employees
have access to PO Boxes, Computers, Safe and Safe Deposit boxes,
and bank account data.
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Our representatives are available to speak with you
regarding any questions you may have. We are 100% American
owned and operated. You will speak to someone fluent in
English who can answer all of your questions.
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