Green Terms of Service / Agreement

By using Green By Phone, Inc, hereinafter referred to as Green, to process check by phone payments (demand drafts) for and on behalf of your company you agree to the following Terms of Service / Agreement:

	Green is not a bank and is not in the business of banking.
	Green is offering this as a service only.
	You understand and agree that all data will be entered by you or an agent of your company.
	By using the online form you are accepting full legal responsibility for collecting and entering all checking or savings account data from your client/s. Any invalid or missing data is your responsibility and not the responsibilty of Green.
	In collecting and entering data you are certifying that you, or any agent of your company, have the legal right to process a check or demand draft from such client/s.
	You understand that Green does not guarantee funds on behalf of your client/s. If funds are unavailable when processed through your financial institution it is your sole responsibility to collect from your client/s.
	You agree that you have been informed of all charges involved in this service and you are in full agreement with them.
	You agree to allow Green to make deposits to any bank account you designate, and to verify such accounts in advance, or at any time, as we deem necessary.
	You agree to allow Green to withdraw its service fees from the checking account, credit card, or debit card you provide. You agree to allow your signature on file to be placed on all fee checks due and payable to Green. Fees will be deducted from the same bank account we use for your deposits.
	Additionally, a one dollar ($1.00) service fee will be charged if you do not provide an email address, or two dollars ($2.00) if you provide a bad email address, per check processed.
	If the service fee is returned unpaid by your financial institution, Green charges a thirty five dollar ($35.00) returned item fee, or Five Percent (5%), whichever is greater. If a second fee is returned unpaid Green may place your account on High Risk status. If it is not already on High Risk, Green may require that your provide a backup funding source, such as a credit or debit card, to be placed on file.
	Green does not process ACH transactions. All checks are processed directly to the bank via Demand Draft or Check 21 Image.
	Green will take every step necessary to ensure the validity of each draft you enter into our payment gateway. However, Green cannot and does not guarantee funds on any account, and cannot guarantee that once verified the status of any account will not change.
	You agree to hold harmless including but not limited to Green, its employees, contractors, and agents from any damages arising from any use of this service.
	You agree that any and all claims, controversies or disputes arising from or related to our Terms of Service / Agreement, including, but not limited to those claims, controversies or disputes pertaining to the formation, construction, performance, applicability, interpretation, enforceability, or breach of this Agreement, or any claim or assertion that all or part of this Agreement is void or voidable, shall be settled by binding arbitration according to the rules of the American Arbitration Association. Further, venue for the arbitration proceeding shall be in Fulton County, Georgia. You agree that any award tendered by the arbitrator may be entered as a judgment in the Fulton County Court System and enforceable as an order of said court and you hereby submit to the venue and jurisdiction of that court for purposes of enforcement of any arbitration award.
	You agree that the Terms of Service / Agreement may be changed from time to time Without Notice.

If you have any questions, please contact us at info@GreenByPhone.com