Green By Phone
  E-Check Processing for Business

 
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Frequently Asked Questions

   

Is This Legal?
What we do is perfectly legal. Check By Phone is offered by nearly all of the fortune 500 companies and has been for over ten years now. All you have to do is call a few credit card, utility companies, or government agencies to find out most of them accept check by phone without a signature. We use a time tested system to get you your money fast. And YES, it is within the law for you to accept check by phone from your clients.

How Can I Trust You With My Checking Account?
We are a real corporation. Look us up (Green By Phone, LLC in the state of Georgia). We use security encrypted servers to process the data you enter, as well as Microsoft security encryption on all of our software, a fully secured state of the art warehouse including 24-hour live monitoring. We take your information VERY SERIOUS. No unauthorized person is going to get their hands on your data. PERIOD.

If you are worried about giving a new service your checking account information you can ask your bank for a second checking account. Most banks will do this free of charge. If you are worried about our service we understand. There is plenty of fraud going around to ask questions of any new company you come across. You can setup and use this new account with your bank to test us out and see if we work for you. Then you can change the deposit account at any time you wish, or keep the new account just for our services.

How Fast Will The Check/s Hit My Bank Account?
The average time from receipt of information to the actual deposit showing on your account is 1-3 banking days. Once we route your deposit information to your bank each bank is different with processing times and any holds, or funds availability. Our processing time is the same no matter which bank you are with. All drafts received before 10am EST (Eastern Standard Time) Monday through Friday are processed same day. All drafts received after 10am EST are processed the next banking day. Friday after 10am EST will be processed with the Monday morning batch, which is considered Monday before 10am EST.

Can You Process Any Amount?
We normally process drafts in any amount up to $25,000.00 in U.S. funds. We will process higher amounts under certain circumstances..

Why Do You Do This So Inexpensive?
We are committed and passionate about who we are and what we do. Most companies just work and go home to enjoy their "off-work" life. Here at Green we actually enjoy what we do, which is routing check deposits faster than ACH for less cost. Instead of charging a few companies a monthly fee and a high percentage we service thousands of companies at a flat rate that is both reasonable and still makes a good profit for our company. Each day is an opportunity for us to save a business owner or manager money. It is our goal to share these savings with as many businesses as possible so they profit more from their efforts.

Is This Company American Owned?

Not only are we 100% American owned and operated, we do not outsource our software programming or customer service. Everything is handled in-house by people who actually care about what they do. We never hire someone who is not passionate for life and work.

Can I Get Same Day Deposits?
 Yes you can. We are lightning fast! But you must be with one of the following banks to get same day or next day deposits. We are working to add more to this list, and will update the following as we can.
 

Washington Mutual Bank ("WAMU") RBC Centura ("RBC Bank") Regions Bank SunTrust Bank
Branch Banking & Trust ("BB&T") Wachovia Bank of America Colonial Bank



 

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